Summer Buying Rules

The no-buy week was hard. Much harder than I thought it was going to be. I guess it’s like when someone tells you that you can’t do something, and all you wanted to do is that thing. But I survived.

I’m far from a spendthrift, but I wouldn’t go so far to say I’m a very frugal person. I am good at saving money on the big things (house, car, appliances, etc.), but not so good at curbing my every day spending. I’m terrible at budgets, and really can’t stand the thought of them. In that light, I wanted to make myself some buying rules to keep my spending in check this summer.

Summer Buying Rules

Principle: Think Investment Purchases instead of Consumptive Purchases

  1. No clothes, kitchenware, or houseware purchases
  2. $50 a month for entertainment, eating out, and other stuff like that
  3. Write down every penny spent as soon as I spend it
  4. Food shopping only once a week

I want to spend my money in ways that will either make me money in the future or save me money in the future. Like if I buy wood, that will make me money. And if I buy more canning jars, that will save me money by preserving my fruits and vegetables. But if I buy ice cream, that will waste my money (and expand my waist).

I gave myself a slightly larger entertainment allowance than I might have during the winter, because we tend to do more in the summer. We like to go out to eat after craft shows and when we go to the lake, and I’m okay with that. I just want to make sure I have a cap on that so we don’t get carried away.

I have more than enough clothes and housewares, so I wanted to have a rule to keep me from picking up more stuff, however useful, from the Goodwill for a while.

One of my favorite farmers markets opens on Wednesday, and with it, my local summer eating begins. I have 2 markets that I go to, so the food shopping only refers to the grocery store. I’ll hit the markets on Monday and Wednesday and one of those days I’ll stop at the grocery store for my dry goods and bananas.

I think these rules will help curb my spending this summer. In the fall, I’ll reassess, and see what changes need to be made.

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